Apple could benefit from a new wave of NFC technology upgrades after the NFC Forum this week published a roadmap outlining faster data transfers, new security standards, and expanded capabilities.


The NFC Forum is the global standards body for Near Field Communication technology. Apple is a board member of the organization. The latest multi-year Technology Roadmap identifies six development priorities that will shape future NFC standards.

One of the most significant changes outlined is work toward substantially faster NFC data rates, up to eight times higher than current levels. The roadmap also places emphasis on improving NFC reader mode interoperability through end-to-end application testing.

The roadmap continues to highlight multipurpose tap functionality, which would allow a single NFC tap to support multiple actions depending on context. The NFC Forum says this would enable readers to request specific credentials needed for a given action.

The NFC Forum said it is beginning work on next-generation NFC wireless charging specifications, with goals that include higher power levels and support for devices with multiple charging receivers. While NFC charging is currently limited to low-power accessory use, expanded standards could influence future devices.

Security enhancements are another major focus, with plans to publish the first NFC Controllers Security Profile, establishing baseline security requirements for NFC hardware. The roadmap includes work toward future-proofing NFC protocols against post-quantum computing threats and strengthening protection against relay-based attacks.

Digital keys remain an active area of development as well, with plans to explore new digital key experiences to support a wider range of industry requirements.

The NFC Forum last published a technology roadmap in 2023, with several goals delivered as part of NFC Release 15 in June 2025.

Last year, Apple expanded its use of NFC notably by rolling out Tap to Pay on iPhone in many new countries, allowing merchants to accept contactless payments directly on an ‌iPhone‌ without additional hardware using the device's NFC capabilities. At the same time, under the European Union's regulatory regime, Apple continued to open broader third-party access to the ‌iPhone‌'s NFC chip so that third-party developers can use NFC for contactless transactions, enabling Apple Pay competitors such as Curve and PayPal to offer NFC-based payment options on iOS in Europe.
This article, "New Roadmap Outlines What's Next for NFC on iPhone" first appeared on MacRumors.com

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A new UK class action lawsuit against Apple seeks billions in damages by alleging that the company unlawfully restricted competition in contactless payments on the iPhone through Apple Pay, The Guardian reports.


The proposed opt-out collective action filed this week in the UK alleges that Apple abused its position in the market by limiting access to the ‌iPhone‌'s near-field communication (NFC) technology and charging fees to banks for the use of ‌Apple Pay‌. The claim seeks up to £1.5 billion (approximately $2 billion) in damages on behalf of an estimated 50 million UK consumers.

The complainant argues that ‌Apple Pay‌ has effectively been the only contactless mobile payment option available to ‌iPhone‌ users in the UK since its launch in 2015. According to the filing, Apple declined to grant third-party developers access to the ‌iPhone‌'s NFC hardware and Secure Element, preventing rival wallets from operating on equal terms and leaving banks and card issuers with no alternative but to participate in ‌Apple Pay‌ if they wished to offer mobile contactless payments to ‌iPhone‌ users.

The case heavily focuses on fees Apple reportedly charges issuing banks for ‌Apple Pay‌ transactions, commonly cited in industry reporting as approximately 0.15% of the transaction value in the UK. These fees are allegedly not consistent with industry norms and were only possible because Apple restricted competition on its platform. The suit further contends that banks passed the costs of those fees on to consumers through higher charges across a wide range of financial products, including current accounts, credit cards, savings accounts, and mortgages.

Around 98% of UK consumers hold accounts with banks that support ‌Apple Pay‌ and were therefore exposed to higher costs regardless of whether they personally used the service. On that basis, the claim seeks damages on a population-wide basis. The average payout per affected consumer would be relatively modest, estimated at roughly £26 to £35 if the claim were successful.

In a statement, Apple said that the lawsuit was "misguided and should be dismissed," adding:

Apple Pay is a seamless and secure way for users to make contactless payments, and one of many payment options available to consumers. Apple does not charge fees to consumers or merchants for using Apple Pay, and banks see meaningful benefits from offering Apple Pay to their customers - most notably fraud reduction.

Apple also emphasized changes to its platform that have occurred since the period covered by the claim. The company said it has recently expanded access to key technologies, including NFC and the Secure Element, allowing third-party developers to offer contactless payments within their own apps in the UK.

The claim has been lodged with the Competition Appeal Tribunal, which must determine whether the case can proceed as a collective action.
This article, "Apple Raised UK Banking Costs, Lawsuit Alleges" first appeared on MacRumors.com

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